Sell Originated Loans
Know Better What Your Loans Will Be Worth Before You Create Them
RMI gives HECM Third-party Originators (HECM TPO), HECM Principal Agents, (HECM PA), and Correspondents reliable price prediction to reduce your pricing risk when selling closed loans to your investor partners. RMI’s seasoned experts leverage our proprietary models based on years of historical loan performance to provide the information you need up front when it’s the most valuable.
Capital Markets
Rate Sheet Pricing
Rate Sheet Comparison has never been easier or more automated, letting you know where to deliver your loans to maximize revenue:
- Take any group of rate sheets and drag and drop to upload
- See multiple rate sheets in one window
- Easily compare loans by key criteria: price, margin/rate, and utilization
Rate Sheet Generation and Distribution is all in one place:
- Create internal and external rate sheets that protect your margin
- Automatically distribute, specifying who gets which sheet, all in one system with audit tracking
Optional Full HMBS Valuation puts you in control:
- Add Valuation Engine analytics to your rate sheet creation process, so that your prices reflect the full underlying value of your loans.
HECM Auction Price Prediction
Leveraging our expertise in the live pricing of HECM pools, loans and MSRs, RMI can reliably predict auction sale values for our closed loan seller clients. By combining our industry knowledge with our HMBS market trading data and servicing data we deliver loan level valuation analysis to power your:
Pricing Exceptions:
Get all the information you need to make fully informed decisions for exception requests
Pipeline Mark to Market:
Valuation of loans prior to funding, reflecting up-to-date loan level HMBS market value to project revenue as you incur expenses and stay on top of market conditions and changes in your pipeline
HECM Loan Structuring:
Optimize each loan for your customers’ goals and confidently meet your company’s revenue and expense targets
HECM Auction Price Prediction
Leveraging our expertise in the live pricing of HECM pools, loans and MSRs, RMI can reliably predict auction sale values for our closed loan seller clients. By combining our industry knowledge with our HMBS market trading data and servicing data we deliver loan level valuation analysis to power your:
Pricing Exceptions:
Get all the information you need to make fully informed decisions for exception requests
Pipeline Mark to Market:
Valuation of loans prior to funding, reflecting up-to-date loan level HMBS market value to project revenue as you incur expenses and stay on top of market conditions and changes in your pipeline
HECM Loan Structuring:
Optimize each loan for your customers’ goals and confidently meet your company’s revenue and expense targets
API Integration
Layer RMI Capabilities Upon Your Current Business Processes
Enhance the capabilities of your current systems with RMI’s expert services, tools, and powerful APIs that connect you to the most accurate and comprehensive database in the industry
- Product Qualification API surfaces ideal reverse mortgage prospects in your forward servicing book and CRM to expand your business:
- Generate additional revenue from prequalified prospects
- Show people who already have a trusted relationship with you how they can generate additional cash flow in retirement without selling their home or sacrificing their investments
- Preserve your portfolio by providing the most value to current borrowers
Show customers how HECM for Purchase can unlock their dream move
- Wholesale API puts state-of-the-art analysis and reporting within your internal applications. Wholesale lenders use the API to integrate RMI’s wholesale volume data directly into their CRM tools to give AE’s fast and easy access to volume trends and customer capture rates.
- Retail Dashboard API puts the conversion lifting power of social proof inside your sales funnel and other customer-facing forms. Originators use the API to integrate RMI’s reverse mortgage household and volume data into sales and marketing tools.
- HECM Neighborhood API puts our market data and analytics anywhere you need it on your web site to better engage prospects with timely, convincing social proof of HECM popularity. Add convincing data to your lead funnel and build compelling, custom landing pages to track prospects from the very beginning of your sales process and keep them engaged to the end.
Technical Service and Pricing
Monthly subscriptions and feature selections can be customized to your team’s specific needs.