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HECM Trends

Sand States – HECM Trends April 2014

We had a discussion with a forward mortgage vendor this week who asked where the top reverse mortgage markets could be found. After discussing the ...

Growing Dollars – HECM Trends March 2014

In this edition of our HECM Trends report, we’re focused on geographies with growing dollar volumes of HECM endorsements around the country. Loan counts might ...

Middling Through – HECM Trends Feb 2014

February HECM endorsements came in right between 2012 and 2013 volumes for the month, but we’re likely to see monthly totals below the 2012 line ...

New Growth – HECM Trends January 2014

Most people start the new year with a kiss and party noisemakers (even if just on TV), but since we only think about reverse mortgage ...

Location, Location – HECM Trends December 2013

The simple way to look at last year’s HECM endorsement activity is that total loan count was up 15.2% from 2012. But for anyone living ...

Diving Deeper – HECM Trends November 2013

HECM endorsements were up 15.8% Jan-Nov 2013 compared to the same period in 2012, but some places were much bigger winners. If you want to ...

Growth Guide – HECM Trends July 2013

NRMLA New Orleans is right around the corner – if you’re going to be there too let’s connect! It’s been a while since we’ve published ...

Up For Now – HECM Trends April 2013

It’s been seven long months since we last published HECM Trends, and even longer since we’ve shown year to date growth on the report. We’re ...

Looking Out – HECM Trends September 2012

We’re just as curious to hear what FHA will announce as you are, and while we think there are some reasonable options available to address ...

Better Than Average – HECM Trends August 2012

Last month in this space we talked about three cities where average home values were growing for HECM loans, and this month we’ll follow that ...

Comeback Cities – HECM Trends July 2012

The single most notable fact about July’s HECM endorsement figures is the volume decline. That stands out in stark relief on page 1 of HECM ...

City View – HECM Trends June 2012

We’ve written before about the pockets of reverse mortgage growth in what continues to be a down market for the industry overall and this month’s ...

Focus Factor – HECM Trends May 2012

HECM Trends is the last report we put out each month, and it provides an interesting context for the rankings and national industry volume figures ...

Go Local – HECM Trends April 2012

As the reverse mortgage industry fights through a wave of major lender exits, HECM Trends identifies bright(er) spots within the overall industry volume decline. In ...

Making Adjustments – HECM Trends March 2012

Surviving and thriving in the reverse mortgage industry these past few years has required adaptation and flexibility: Where ARMs once dominated the landscape (all at ...

NY Loves HECMs – HECM Trends February 2012

Our monthly HECM Trends report is a chance to step away from a lender/originator perspective and look more closely at the places where HECM is ...

County Perspective – HECM Trends January 2012

Any time we get discouraged by low reverse mortgage volumes, we find it helpful to look below the national totals to find areas where the ...

Breaking Down 2011 – HECM Trends December 2011

We’ve been fighting off a nasty series of bugs these past 2 weeks, so we’ll keep our intro short this week. The final tally for ...

Trending Together – HECM Trends November 2011

We’re getting closer and closer to the final reports of 2011, so we’ll preface next month’s numbers by showing one of the biggest trends of ...

By (Saint) George! – HECM Trends October 2011

It’s been a while since we wrote about a hot HECM market bucking the national downtrend, but this month we have a very interesting one ...

Staying the Course – HECM Trends September 2011

HECM endorsements were down -3.8% in September, and TPO/Wholesale fared worse than Retail/direct volumes. If we put that together with what we already know about ...

Silver Linings – HECM Trends August 2011

Last month we looked at state growth rates since 2007 and found North Carolina looking rosy with Texas holding its own. This month we’ll examine ...

Carolina In My Mind – HECM Trends July 2011

This report has been re-named HECM Trends. Archived reports of the previous Industry Trends reports can still be found here. Last month in this report ...

Finding Growth In A Downturn – Industry Trends June 2011

As we’ve previously noted, HECM endorsements year to date through June are running 5.5% above last year’s level, but we fully expect to see that ...